Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$292,263$292,263$357,749
Remaining term (yrs)25.025.030.0
Secondary amount$0$65,486$0
Funding fee$1,461$1,461$0
Note rate2.800%2.800%7.400%
Blended rate2.800%3.935%7.640%
1st payment$1,352.62$1,352.62$2,476.98
2nd payment$0.00$491.14$0.00
Taxes / mo$236.78$236.78$236.78
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.55
HOA / mo$136.00$136.00$136.00
Total monthly$1,875.41$2,366.55$3,071.31
Cash to close$105,236$39,750$39,750