Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$94,550	$94,550	$331,650
Remaining term (yrs)	10.0	10.0	30.0
Secondary amount	$0	$237,100	$0
Funding fee	$473	$473	$0
Note rate	6.370%	6.370%	7.400%
Blended rate	6.370%	7.357%	7.640%
1st payment	$1,061.05	$1,061.05	$2,296.28
2nd payment	$0.00	$1,531.27	$0.00
Taxes / mo	$78.01	$78.01	$78.01
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.33
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,289.05	$2,820.32	$2,590.61
Cash to close	$273,950	$36,850	$36,850