Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$350,679$350,679$427,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$76,821$0
Funding fee$1,753$1,753$0
Note rate2.720%2.720%7.400%
Blended rate2.720%3.849%7.640%
1st payment$1,643.23$1,643.23$2,959.92
2nd payment$0.00$576.16$0.00
Taxes / mo$231.71$231.71$231.71
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$39.33$39.33$39.33
Total monthly$2,080.93$2,657.09$3,483.13
Cash to close$124,321$47,500$47,500