Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$399,792	$399,792	$517,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$117,708	$0
Funding fee	$1,999	$1,999	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	4.910%	7.640%
1st payment	$2,082.28	$2,082.28	$3,583.07
2nd payment	$0.00	$784.72	$0.00
Taxes / mo	$165.15	$165.15	$165.15
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$17.50	$17.50	$17.50
Total monthly	$2,431.59	$3,216.31	$4,035.88
Cash to close	$175,208	$57,500	$57,500