Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$403,088	$403,088	$427,500
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$48,162	$0
Funding fee	$2,015	$2,015	$0
Note rate	6.950%	6.950%	7.400%
Blended rate	6.950%	7.476%	7.640%
1st payment	$2,710.68	$2,710.68	$2,959.92
2nd payment	$0.00	$476.60	$0.00
Taxes / mo	$214.43	$214.43	$214.43
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.50
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$3,141.77	$3,618.37	$3,476.52
Cash to close	$71,912	$23,750	$47,500