Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$195,851$195,851$297,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$101,149$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%5.131%7.640%
1st payment$927.94$927.94$2,056.37
2nd payment$0.00$674.32$0.00
Taxes / mo$73.64$73.64$73.64
Insurance / mo$150.00$150.00$150.00
MI / mo$159.97$159.97$59.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,311.54$1,985.87$2,339.41
Cash to close$134,149$33,000$33,000