Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$432,355$432,355$440,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$32,195$0
Funding fee$2,162$2,162$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.503%7.640%
1st payment$2,014.24$2,014.24$3,047.16
2nd payment$0.00$318.59$0.00
Taxes / mo$360.42$360.42$360.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.02
HOA / mo$0.00$0.00$0.00
Total monthly$2,541.33$2,859.92$3,662.27
Cash to close$56,645$24,450$48,900