Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$387,130$387,130$467,999
Remaining term (yrs)25.225.230.0
Secondary amount$0$80,869$0
Funding fee$1,936$1,936$0
Note rate3.220%3.220%7.400%
Blended rate3.220%4.219%7.640%
1st payment$1,864.31$1,864.31$3,240.33
2nd payment$0.00$606.52$0.00
Taxes / mo$133.33$133.33$133.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$18.33$18.33$18.33
Total monthly$2,182.64$2,789.16$3,652.26
Cash to close$132,869$52,000$52,000