Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$351,773$351,773$391,500
Remaining term (yrs)26.726.730.0
Secondary amount$0$39,727$0
Funding fee$1,759$1,759$0
Note rate6.570%6.570%7.400%
Blended rate6.570%6.817%7.640%
1st payment$2,327.06$2,327.06$2,710.67
2nd payment$0.00$297.95$0.00
Taxes / mo$149.35$149.35$149.35
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$86.00$86.00$86.00
Total monthly$2,712.41$3,010.37$3,174.32
Cash to close$83,227$43,500$43,500