Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$129,542$129,542$314,910
Remaining term (yrs)16.616.630.0
Secondary amount$0$185,368$0
Funding fee$648$648$0
Note rate3.380%3.380%7.400%
Blended rate3.380%6.100%7.640%
1st payment$844.93$844.93$2,180.37
2nd payment$0.00$1,235.79$0.00
Taxes / mo$144.48$144.48$144.48
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$12.08$12.08$12.08
Total monthly$1,151.50$2,387.28$2,549.92
Cash to close$220,358$34,990$34,990