Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$179,022	$179,022	$314,910
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$135,888	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.850%	5.641%	7.640%
1st payment	$874.83	$874.83	$2,180.37
2nd payment	$0.00	$905.92	$0.00
Taxes / mo	$104.87	$104.87	$104.87
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.98	$146.98	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,276.68	$2,182.60	$2,498.23
Cash to close	$170,878	$34,990	$34,990