Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$403,812	$386,999
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$2,019	$0
Note rate	6.290%	7.400%
Blended rate	6.290%	7.640%
1st payment	$2,625.05	$2,679.50
2nd payment	$0.00	$0.00
Taxes / mo	$149.05	$149.05
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$77.40
HOA / mo	$14.67	$14.67
Total monthly	$2,938.77	$3,070.62
Cash to close	$26,187	$43,000