Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$254,840$254,840$350,100
Remaining term (yrs)23.723.730.0
Secondary amount$0$95,260$0
Funding fee$0$0$0
Note rate3.230%3.230%7.400%
Blended rate4.080%5.419%7.640%
1st payment$1,278.74$1,278.74$2,424.02
2nd payment$0.00$714.45$0.00
Taxes / mo$136.08$136.08$136.08
Insurance / mo$150.00$150.00$150.00
MI / mo$208.65$208.65$70.02
HOA / mo$0.00$0.00$0.00
Total monthly$1,773.47$2,487.92$2,780.13
Cash to close$134,160$38,900$38,900