Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$693,459	$629,910
Remaining term (yrs)	25.3	30.0
Secondary amount	$0	$0
Funding fee	$3,467	$0
Note rate	3.110%	7.400%
Blended rate	3.110%	7.640%
1st payment	$3,292.21	$4,361.37
2nd payment	$0.00	$0.00
Taxes / mo	$337.82	$337.82
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$125.98
HOA / mo	$20.83	$20.83
Total monthly	$3,817.52	$5,012.67
Cash to close	$6,441	$69,990