Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$252,727	$261,000
Remaining term (yrs)	25.0	30.0
Secondary amount	$0	$0
Funding fee	$1,264	$0
Note rate	2.900%	7.400%
Blended rate	2.900%	7.640%
1st payment	$1,180.01	$1,807.11
2nd payment	$0.00	$0.00
Taxes / mo	$64.60	$64.60
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$52.20
HOA / mo	$0.00	$0.00
Total monthly	$1,394.61	$2,073.91
Cash to close	$37,273	$29,000