Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$17,854$17,854$301,500
Remaining term (yrs)18.018.030.0
Secondary amount$0$283,646$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%7.511%7.640%
1st payment$105.19$105.19$2,087.53
2nd payment$0.00$1,831.88$0.00
Taxes / mo$82.15$82.15$82.15
Insurance / mo$150.00$150.00$150.00
MI / mo$15.04$15.04$60.30
HOA / mo$255.00$255.00$255.00
Total monthly$607.39$2,439.27$2,634.98
Cash to close$317,146$33,500$33,500