Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$369,748$369,748$423,000
Remaining term (yrs)27.627.630.0
Secondary amount$0$53,252$0
Funding fee$0$0$0
Note rate7.170%7.170%7.400%
Blended rate7.720%7.881%7.640%
1st payment$2,561.60$2,561.60$2,928.77
2nd payment$0.00$399.39$0.00
Taxes / mo$143.91$143.91$143.91
Insurance / mo$166.67$166.67$166.67
MI / mo$173.48$173.48$84.60
HOA / mo$0.00$0.00$0.00
Total monthly$3,045.65$3,445.04$3,323.94
Cash to close$100,252$47,000$47,000