Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$18,111$18,111$378,000
Remaining term (yrs)27.027.030.0
Secondary amount$0$359,889$0
Funding fee$0$0$0
Note rate6.190%6.190%7.400%
Blended rate6.740%7.702%7.640%
1st payment$114.90$114.90$2,617.20
2nd payment$0.00$2,324.28$0.00
Taxes / mo$166.42$166.42$166.42
Insurance / mo$150.00$150.00$150.00
MI / mo$8.40$8.40$75.60
HOA / mo$130.00$130.00$130.00
Total monthly$569.71$2,893.99$3,139.21
Cash to close$401,889$42,000$42,000