Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$315,884	$315,884	$359,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$43,216	$0
Funding fee	$0	$0	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.870%	4.487%	7.640%
1st payment	$1,514.85	$1,514.85	$2,486.34
2nd payment	$0.00	$324.12	$0.00
Taxes / mo	$153.66	$153.66	$153.66
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$253.86	$253.86	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,072.36	$2,396.48	$2,861.81
Cash to close	$83,116	$39,900	$39,900