Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$85,494	$85,494	$355,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$270,006	$0
Funding fee	$427	$427	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.020%	6.612%	7.640%
1st payment	$410.93	$410.93	$2,461.41
2nd payment	$0.00	$1,743.79	$0.00
Taxes / mo	$100.25	$100.25	$100.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$661.18	$2,404.97	$2,782.76
Cash to close	$309,506	$39,500	$39,500