Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,924$327,924$405,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$77,076$0
Funding fee$1,640$1,640$0
Note rate2.980%2.980%7.400%
Blended rate2.980%4.126%7.640%
1st payment$1,537.90$1,537.90$2,804.14
2nd payment$0.00$578.07$0.00
Taxes / mo$140.17$140.17$140.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$39.00$39.00$39.00
Total monthly$1,867.07$2,445.14$3,214.31
Cash to close$122,076$45,000$45,000