Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$462,206$462,206$486,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$50,794$0
Funding fee$2,311$2,311$0
Note rate2.700%2.700%7.400%
Blended rate2.700%3.608%7.640%
1st payment$2,120.40$2,120.40$3,364.97
2nd payment$0.00$502.65$0.00
Taxes / mo$352.08$352.08$352.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,639.15$3,141.79$3,980.92
Cash to close$77,794$27,000$54,000