Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$96,862	$96,862	$269,910
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$173,048	$0
Funding fee	$0	$0	$0
Note rate	6.890%	6.890%	7.400%
Blended rate	7.440%	7.799%	7.640%
1st payment	$644.55	$644.55	$1,868.80
2nd payment	$0.00	$1,153.66	$0.00
Taxes / mo	$84.13	$84.13	$84.13
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$44.90	$44.90	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$923.58	$2,077.24	$2,156.92
Cash to close	$203,038	$29,990	$29,990