Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$68,822	$68,822	$198,000
Remaining term (yrs)	37.3	37.3	30.0
Secondary amount	$0	$129,178	$0
Funding fee	$0	$0	$0
Note rate	6.670%	6.670%	7.400%
Blended rate	7.220%	7.729%	7.640%
1st payment	$417.17	$417.17	$1,370.91
2nd payment	$0.00	$861.18	$0.00
Taxes / mo	$125.49	$125.49	$125.49
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$31.99	$31.99	$39.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$724.65	$1,585.83	$1,686.00
Cash to close	$151,178	$22,000	$22,000