Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$199,850$199,850$245,250
Remaining term (yrs)24.824.830.0
Secondary amount$0$45,400$0
Funding fee$999$999$0
Note rate2.960%2.960%7.400%
Blended rate2.960%4.078%7.640%
1st payment$945.69$945.69$1,698.06
2nd payment$0.00$340.50$0.00
Taxes / mo$88.05$88.05$88.05
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.05
HOA / mo$375.00$375.00$375.00
Total monthly$1,558.74$1,899.24$2,360.16
Cash to close$72,650$27,250$27,250