Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$135,549	$135,549	$629,100
Remaining term (yrs)	13.6	13.6	30.0
Secondary amount	$0	$493,551	$0
Funding fee	$0	$0	$0
Note rate	5.070%	5.070%	7.400%
Blended rate	5.920%	7.356%	7.640%
1st payment	$1,142.53	$1,142.53	$4,355.76
2nd payment	$0.00	$3,187.52	$0.00
Taxes / mo	$98.52	$98.52	$98.52
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$149.56	$149.56	$125.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,557.28	$4,744.79	$4,746.77
Cash to close	$563,451	$69,900	$69,900