Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$380,186	$380,186	$562,500
Remaining term (yrs)	23.9	23.9	30.0
Secondary amount	$0	$182,314	$0
Funding fee	$1,901	$1,901	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.553%	7.640%
1st payment	$1,833.88	$1,833.88	$3,894.64
2nd payment	$0.00	$1,215.43	$0.00
Taxes / mo	$335.80	$335.80	$335.80
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$112.50
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$2,361.34	$3,576.77	$4,534.60
Cash to close	$244,814	$62,500	$62,500