Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$610,057$610,057$728,910
Remaining term (yrs)26.426.430.0
Secondary amount$0$118,853$0
Funding fee$3,050$3,050$0
Note rate6.330%6.330%7.400%
Blended rate6.330%6.602%7.640%
1st payment$3,961.53$3,961.53$5,046.83
2nd payment$0.00$792.36$0.00
Taxes / mo$185.83$185.83$185.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$145.78
HOA / mo$133.00$133.00$133.00
Total monthly$4,497.03$5,289.38$5,728.10
Cash to close$199,843$80,990$80,990