Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$21,082	$21,082	$513,000
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$491,918	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.721%	7.640%
1st payment	$135.29	$135.29	$3,551.91
2nd payment	$0.00	$3,176.97	$0.00
Taxes / mo	$34.99	$34.99	$34.99
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$9.81	$9.81	$102.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$346.76	$3,523.72	$3,856.16
Cash to close	$548,918	$57,000	$57,000