Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$312,691$312,691$396,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$83,309$0
Funding fee$1,563$1,563$0
Note rate2.250%2.250%7.400%
Blended rate2.250%3.670%7.640%
1st payment$1,395.20$1,395.20$2,741.82
2nd payment$0.00$624.82$0.00
Taxes / mo$117.37$117.37$117.37
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,662.57$2,287.39$3,088.40
Cash to close$127,309$44,000$44,000