Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$294,509	$294,509	$449,100
Remaining term (yrs)	22.9	22.9	30.0
Secondary amount	$0	$154,591	$0
Funding fee	$1,473	$1,473	$0
Note rate	3.810%	3.810%	7.400%
Blended rate	3.810%	5.252%	7.640%
1st payment	$1,603.61	$1,603.61	$3,109.48
2nd payment	$0.00	$1,030.60	$0.00
Taxes / mo	$98.42	$98.42	$98.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,868.69	$2,899.30	$3,464.38
Cash to close	$204,491	$49,900	$49,900