Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$283,709	$283,709	$333,000
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$49,291	$0
Funding fee	$1,419	$1,419	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	3.658%	7.640%
1st payment	$1,324.48	$1,324.48	$2,305.62
2nd payment	$0.00	$369.68	$0.00
Taxes / mo	$206.87	$206.87	$206.87
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,681.35	$2,051.03	$2,729.09
Cash to close	$86,291	$37,000	$37,000