Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$292,371$292,371$508,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$216,129$0
Funding fee$1,462$1,462$0
Note rate3.010%3.010%7.400%
Blended rate3.010%5.025%7.640%
1st payment$1,426.85$1,426.85$3,520.75
2nd payment$0.00$1,395.84$0.00
Taxes / mo$159.35$159.35$159.35
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.70
HOA / mo$150.00$150.00$150.00
Total monthly$1,902.86$3,298.70$4,098.47
Cash to close$272,629$56,500$56,500