Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$242,068$242,068$409,498
Remaining term (yrs)25.425.430.0
Secondary amount$0$167,430$0
Funding fee$1,210$1,210$0
Note rate3.760%3.760%7.400%
Blended rate3.760%5.494%7.640%
1st payment$1,228.76$1,228.76$2,835.28
2nd payment$0.00$1,116.20$0.00
Taxes / mo$144.24$144.24$144.24
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.90
HOA / mo$0.00$0.00$0.00
Total monthly$1,539.67$2,655.87$3,228.09
Cash to close$212,930$45,500$45,500