Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$271,109$271,109$427,500
Remaining term (yrs)23.123.130.0
Secondary amount$0$156,391$0
Funding fee$1,356$1,356$0
Note rate3.750%3.750%7.400%
Blended rate3.750%5.305%7.640%
1st payment$1,457.54$1,457.54$2,959.92
2nd payment$0.00$1,042.61$0.00
Taxes / mo$131.26$131.26$131.26
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,755.47$2,798.07$3,343.35
Cash to close$203,891$47,500$47,500