Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,092$191,092$256,410
Remaining term (yrs)25.025.030.0
Secondary amount$0$65,318$0
Funding fee$955$955$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.424%7.640%
1st payment$890.30$890.30$1,775.33
2nd payment$0.00$489.88$0.00
Taxes / mo$154.86$154.86$154.86
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.28
HOA / mo$365.00$365.00$365.00
Total monthly$1,560.15$2,050.04$2,496.47
Cash to close$93,808$28,490$28,490