Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$484,000	$484,000	$548,100
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$64,100	$0
Funding fee	$2,420	$2,420	$0
Note rate	6.860%	6.860%	7.400%
Blended rate	6.860%	7.110%	7.640%
1st payment	$3,214.04	$3,214.04	$3,794.93
2nd payment	$0.00	$480.75	$0.00
Taxes / mo	$262.90	$262.90	$262.90
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$109.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,643.60	$4,124.35	$4,334.12
Cash to close	$125,000	$60,900	$60,900