Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$306,964	$292,500
Remaining term (yrs)	26.6	30.0
Secondary amount	$0	$0
Funding fee	$1,535	$0
Note rate	6.390%	7.400%
Blended rate	6.390%	7.640%
1st payment	$1,997.81	$2,025.21
2nd payment	$0.00	$0.00
Taxes / mo	$80.56	$80.56
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$58.50
HOA / mo	$335.00	$335.00
Total monthly	$2,563.37	$2,649.28
Cash to close	$18,036	$32,500