Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$381,646$381,646$450,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$68,354$0
Funding fee$1,908$1,908$0
Note rate2.830%2.830%7.400%
Blended rate2.830%3.767%7.640%
1st payment$1,814.08$1,814.08$3,115.71
2nd payment$0.00$512.66$0.00
Taxes / mo$369.40$369.40$369.40
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,350.15$2,862.81$3,741.78
Cash to close$118,354$50,000$50,000