Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$668,250	$668,250	$675,000
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$44,250	$0
Funding fee	$3,341	$3,341	$0
Note rate	0.000%	0.000%	7.400%
Blended rate	0.000%	0.738%	7.640%
1st payment	$1,856.25	$1,856.25	$4,673.56
2nd payment	$0.00	$437.89	$0.00
Taxes / mo	$312.95	$312.95	$312.95
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$135.00
HOA / mo	$8.33	$8.33	$8.33
Total monthly	$2,394.20	$2,832.09	$5,346.51
Cash to close	$81,750	$37,500	$75,000