Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$789,119$789,119$773,910
Remaining term (yrs)25.925.930.0
Secondary amount$0$27,786$0
Funding fee$3,946$3,946$0
Note rate4.990%4.990%7.400%
Blended rate4.990%5.224%7.640%
1st payment$4,519.72$4,519.72$5,358.40
2nd payment$0.00$274.97$0.00
Taxes / mo$348.40$348.40$348.40
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$154.78
HOA / mo$125.00$125.00$125.00
Total monthly$5,209.79$5,484.76$6,203.25
Cash to close$70,781$42,995$85,990