Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$42,824	$42,824	$247,410
Remaining term (yrs)	5.8	5.8	30.0
Secondary amount	$0	$204,586	$0
Funding fee	$0	$0	$0
Note rate	3.320%	3.320%	7.400%
Blended rate	4.170%	7.130%	7.640%
1st payment	$665.17	$665.17	$1,713.02
2nd payment	$0.00	$1,321.28	$0.00
Taxes / mo	$29.67	$29.67	$29.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.31	$107.31	$49.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$952.15	$2,273.43	$1,942.17
Cash to close	$232,076	$27,490	$27,490