Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,895$212,895$350,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$137,205$0
Funding fee$1,064$1,064$0
Note rate2.770%2.770%7.400%
Blended rate2.770%4.820%7.640%
1st payment$995.87$995.87$2,424.02
2nd payment$0.00$914.70$0.00
Taxes / mo$109.24$109.24$109.24
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.02
HOA / mo$0.00$0.00$0.00
Total monthly$1,255.11$2,169.81$2,753.29
Cash to close$176,105$38,900$38,900