Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$78,882$78,882$367,110
Remaining term (yrs)5.05.030.0
Secondary amount$0$288,228$0
Funding fee$394$394$0
Note rate2.720%2.720%7.400%
Blended rate2.720%6.669%7.640%
1st payment$1,365.23$1,365.23$2,541.80
2nd payment$0.00$1,861.47$0.00
Taxes / mo$91.28$91.28$91.28
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.42
HOA / mo$17.42$17.42$17.42
Total monthly$1,623.93$3,485.40$2,873.92
Cash to close$329,018$40,790$40,790