Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$744,360$744,360$990,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$245,640$0
Funding fee$3,722$3,722$0
Note rate6.350%6.350%7.400%
Blended rate6.350%6.697%7.640%
1st payment$4,734.19$4,734.19$6,854.56
2nd payment$0.00$1,586.43$0.00
Taxes / mo$501.83$501.83$501.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$198.00
HOA / mo$18.33$18.33$18.33
Total monthly$5,471.02$7,057.44$7,789.39
Cash to close$355,640$110,000$110,000