Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$255,188$255,188$350,910
Remaining term (yrs)23.523.530.0
Secondary amount$0$95,722$0
Funding fee$0$0$0
Note rate3.500%3.500%7.400%
Blended rate4.350%5.618%7.640%
1st payment$1,322.73$1,322.73$2,429.63
2nd payment$0.00$717.92$0.00
Taxes / mo$168.14$168.14$168.14
Insurance / mo$150.00$150.00$150.00
MI / mo$208.65$208.65$70.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,849.53$2,567.45$2,817.96
Cash to close$134,712$38,990$38,990