Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$296,245	$296,245	$342,000
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$45,755	$0
Funding fee	$1,481	$1,481	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	6.820%	7.112%	7.640%
1st payment	$1,984.27	$1,984.27	$2,367.94
2nd payment	$0.00	$343.16	$0.00
Taxes / mo	$357.83	$357.83	$357.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,492.10	$2,835.26	$2,944.17
Cash to close	$83,755	$38,000	$38,000