Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$246,858	$246,858	$310,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$63,642	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	4.826%	7.640%
1st payment	$1,187.90	$1,187.90	$2,149.84
2nd payment	$0.00	$477.32	$0.00
Taxes / mo	$170.29	$170.29	$170.29
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$202.15	$202.15	$62.10
HOA / mo	$240.00	$240.00	$240.00
Total monthly	$1,950.35	$2,427.66	$2,772.23
Cash to close	$98,142	$34,500	$34,500