Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$146,188$146,188$382,500
Remaining term (yrs)27.527.530.0
Secondary amount$0$236,312$0
Funding fee$731$731$0
Note rate6.880%6.880%7.400%
Blended rate6.880%7.417%7.640%
1st payment$985.89$985.89$2,648.35
2nd payment$0.00$1,526.18$0.00
Taxes / mo$273.75$273.75$273.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$50.00$50.00$50.00
Total monthly$1,459.64$2,985.83$3,198.60
Cash to close$278,812$42,500$42,500