Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$144,804$144,804$486,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$341,196$0
Funding fee$724$724$0
Note rate2.880%2.880%7.400%
Blended rate2.880%6.299%7.640%
1st payment$674.61$674.61$3,364.97
2nd payment$0.00$2,203.56$0.00
Taxes / mo$116.94$116.94$116.94
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$958.21$3,161.77$3,745.77
Cash to close$395,196$54,000$54,000